At Whidbey Dental Associates, your cost of care will vary depending on your unique needs and your individual treatment plan. Someone from our office will discuss your costs and payment options before your next visit to help you make the best decision for your care.
No matter your situation, Dr. Wirth and the rest of our qualified staff will work with you and your insurance company to ensure that you get the treatment that you deserve.
Affordable Dental Care Since 1982
You have to live with your smile forever, so why not get the best possible care? When you visit our Oak Harbor practice, we make treatment as accessible as possible so you can get the smile that you need.
Available Payment Options
For your convenience, we accept most insurance plans.
We also accept the following forms of payment:
- All Major Credit Cards
Our team is always available to help you with your insurance claims and paperwork. We’ll work with your insurance provider to ensure that your coverage meets your needs and your budget.
Please let us know if you have any questions about your insurance coverage.
Third-Party Financing Options
At Whidbey Dental Associates, we accept third-party financing from CareCredit and Lending Club. These lenders provide low-interest and interest-free financing solutions to cover the costs of healthcare services. You can use either to pay for your care or cover your deductible.
Enrolling in CareCredit or Lending Club is quick and easy—just apply online. After approval, you’ll receive a special card that works much like a credit card to help pay for medical expenses. Both third-party lenders offer flexible payment plans to match any budget.
Frequently Asked Questions
Will dental insurance cover every procedure?
Unfortunately, dental insurance typically only covers preventive procedures like your regular dental visits, fillings, crowns, root canals, and oral surgery, such as tooth extractions. Some providers may also cover a portion of treatments like orthodontics, periodontics, and prosthodontics, such as implants and dentures if it’s needed to improve a person’s health.
Typically, cosmetic treatments and elective surgeries are the least likely services to be covered. If you have any questions about your insurance coverage, don’t hesitate to ask a member of our team at your appointment or by giving us a call at your convenience (360) 675-6404.
What do I do if I don’t have dental insurance?
If you don’t have dental insurance, going to the dentist might seem costly. However, avoiding the dentist could actually lead to bigger problems, which means major procedures at a higher cost.
Here at Whidbey Dental Associates, we offer payment plans to help you receive the care you need without the financial stress. This means you can pay for your visit in smaller increments over time instead of making one big payment.
Can I pay for my dental treatment in installments?
If you’d like to pay in installments, we recommend CareCredit or Lending Club. These third-party financing companies can divide your dental costs into monthly payments, rather than paying for your treatment up front.
They offer low or zero interest financing, plus they offer their plans for a variety of health services and veterinary costs.